1. What Are Cookies?
Cookies are small text files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work more efficiently and to provide reporting information.
Cookies set by the website owner (in this case, quick-loan.co.ke) are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies." Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics).
2. Why Do We Use Cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our website. Third parties serve cookies through our website for advertising, analytics, and other purposes.
3. Types of Cookies We Use
3.1 Strictly Necessary Cookies
These cookies are essential for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt-out of these cookies.
- Session cookies: Temporary cookies that expire when you close your browser
- Authentication cookies: Used to identify you when you log into your account
- Security cookies: Used to detect authentication abuse and protect user data
3.2 Performance and Analytics Cookies
These cookies collect information about how visitors use our website, such as which pages are visited most often and if users receive error messages. This data helps us improve how our website works.
- Google Analytics: Used to track website usage and compile statistical reports
- Page load time tracking: Monitors website performance
- Error tracking: Identifies technical issues on the website
3.3 Functionality Cookies
These cookies allow the website to remember choices you make (such as your language preference) and provide enhanced, more personalized features.
- Preference cookies: Remember your settings and preferences
- Language cookies: Store your preferred language
- Customization cookies: Remember your customization choices
3.4 Targeting and Advertising Cookies
These cookies are used to deliver advertisements more relevant to you and your interests. They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns.
- Advertising cookies: Used to display relevant ads based on your interests
- Retargeting cookies: Track your browsing to show you relevant ads on other websites
- Social media cookies: Enable sharing content on social media platforms
4. First-Party Cookies We Use
| Cookie Name | Purpose | Duration |
|---|---|---|
| session_id | Maintains your session during your visit | Session |
| user_pref | Stores your preferences and settings | 1 year |
| csrf_token | Security measure to prevent cross-site request forgery | Session |
| consent | Remembers your cookie consent preferences | 1 year |
5. Third-Party Cookies
In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the website and deliver advertisements on and through the website.
5.1 Analytics Providers
- Google Analytics: Helps us understand how visitors interact with our website. Google Privacy Policy
5.2 Advertising Partners
We work with advertising partners to display relevant advertisements. These partners may use cookies to collect information about your browsing activities across different websites.
6. How to Control Cookies
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences in the following ways:
6.1 Browser Settings
Most web browsers allow you to control cookies through their settings. You can:
- Delete all cookies from your browser
- Block all cookies from being set
- Allow only certain cookies to be set
- Receive notifications when cookies are being set
Please note that if you choose to block cookies, some features of our website may not function properly.
6.2 Browser-Specific Instructions
- Google Chrome: Settings → Privacy and security → Cookies and other site data
- Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Microsoft Edge: Settings → Privacy, search, and services → Cookies and site permissions
6.3 Opt-Out Links
You can opt out of certain third-party cookies:
- Google Analytics: Google Analytics Opt-out Browser Add-on
- Network Advertising Initiative: NAI Opt-out Tool
7. Mobile Device Settings
If you access our website through a mobile device, you can control cookies and tracking through your device settings:
- iOS: Settings → Safari → Block All Cookies
- Android: Settings → Google → Ads → Opt out of Ads Personalization
8. Do Not Track Signals
Some browsers incorporate a "Do Not Track" (DNT) feature that signals to websites you visit that you do not want to have your online activity tracked. Currently, there is no industry standard for how DNT signals should be interpreted, and our website does not currently respond to DNT signals.
9. Cookie Duration
Cookies can be either session cookies or persistent cookies:
- Session cookies: These are temporary and expire when you close your browser. They help us remember your actions during a single browsing session.
- Persistent cookies: These remain on your device for a set period or until you delete them. They help us remember your preferences and actions across multiple browsing sessions.
10. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated Cookie Policy on our website with a new "Last updated" date.
We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.
11. More Information
For more information about how we protect your privacy and handle your personal data, please refer to our Privacy Policy.
If you have any questions about our use of cookies or other tracking technologies, please contact us:
quick-loan.co.ke
Email: privacy@quick-loan.co.ke
Country: Kenya